Workplace pensions information

The UK Government is making saving into a workplace pension easy – you don’t have to do anything.  Once you’re enrolled by your employer, not only will you pay into the scheme, but so will your boss and you may also get tax relief.  Over one million people in Scotland are now benefiting from a workplace pension: read more below.

Millions of workers across the UK are being automatically enrolled into a workplace pension by their employer.   Workplace pensions are different to the State Pension.  Saving into a workplace pension is easy – you don’t have to do anything.  Once you’re enrolled by your employer, not only will you pay into the scheme, but so will your boss and you may also get tax relief from the UK Government.

Pensions can take many forms and you may have previously been invited to join a defined contribution or personal pension by your employer.  Find out more about the different types of pension.  Your employer will need to enrol you into a workplace pension scheme if you:

  • are not already in one, or they’ve not enrolled you into one
  • are aged between 22 and State Pension age
  • earn more than £10,000 a year
  • usually work in the UK

You can opt out if you want to, but that means losing out on employer and government contributions – and if you stay in, you’ll have your own pension that you receive when you retire.

Further information is available for employees, employers and those employing someone for the first time.

Find out more about workplace pensions - external link

The video below provides more information on automatic enrolment in workplace pensions:

More information

Get help understanding your State Pension.

If you’re aged 50 or over you can get free impartial guidance on your defined pension options from Pension Wise.

Find out more about UK Government support at work.

This website uses cookies. By using this website or closing this message, you are agreeing to our cookies policy